Terms and Conditions

Effective Date: 2026-02-25
Website: insurancebymohei.com
Owner: Ahmadreza Moheimany
Contact Email: [email protected]

1. Acceptance of Terms

By accessing or using insurancebymohei.com (“Website”), you agree to be bound by these Terms and Conditions. If you do not agree, please do not use this Website.

These Terms apply to all visitors, users, and individuals who submit information through the Website.

2. Nature of Services

This Website provides information related to insurance products, financial protection strategies, and related advisory services.

All content is provided for general informational purposes only and does not constitute:

Legal advice

Tax advice

Investment advice

Financial planning advice

A binding insurance offer

Insurance coverage is subject to underwriting approval, policy terms, conditions, exclusions, and carrier approval.

3. No Guarantee of Coverage or Results

Submitting information through this Website:

Does not guarantee insurance approval

Does not guarantee premium rates

Does not create an insurer-client relationship

Does not bind any insurance carrier

All policies are subject to review and approval by the issuing insurance company.

4. Eligibility

You must be at least 18 years of age to use this Website or submit personal information for insurance-related services.

5. Accuracy of Information

You agree to provide accurate, complete, and truthful information when submitting forms or communicating through this Website.

Providing false or misleading information may result in:

Denial of insurance coverage

Policy cancellation

Legal consequences

6. Intellectual Property

All content on this Website, including:

Text

Graphics

Logos

Branding

Images

Layout

is the property of Ahmadreza Moheimany unless otherwise stated.

You may not:

Copy

Reproduce

Distribute

Modify

Republish

any content without written permission.

7. Third-Party Links

This Website may contain links to third-party websites (e.g., insurance carriers, booking platforms, CRM systems).

We are not responsible for:

Content

Privacy practices

Accuracy

Security

of external websites.

8. Limitation of Liability

To the fullest extent permitted by law, insurancebymohei.com and Ahmadreza Moheimany shall not be liable for:

Any direct or indirect damages

Loss of income

Loss of data

Business interruption

Reliance on website content

Use of this Website is at your own risk.

9. No Professional-Client Relationship

Viewing this Website or contacting us does not automatically create:

A fiduciary relationship

A financial advisor-client relationship

An insurer-insured relationship

A formal relationship is established only after written agreement and policy issuance (where applicable).

10. Privacy

Your use of this Website is also governed by our Privacy Policy and Cookie Policy, which explain how we collect and use personal information.

11. Electronic Communications

By submitting forms or contacting us electronically, you consent to receive communications from us via:

Email

Phone

SMS (where applicable and consented)

You may withdraw communication consent at any time.

12. Regulatory Compliance

Insurance products and services are offered in accordance with applicable Canadian laws and regulations. Availability of products may vary by province.

Nothing on this Website should be interpreted as offering services in jurisdictions where not permitted.

13. Indemnification

You agree to indemnify and hold harmless insurancebymohei.com and Ahmadreza Moheimany from any claims, liabilities, damages, or expenses arising from:

Your misuse of the Website

Violation of these Terms

Submission of false information

14. Modifications

We reserve the right to modify these Terms and Conditions at any time. Updates will be posted on this page with a revised Effective Date.

Continued use of the Website constitutes acceptance of updated Terms.

15. Governing Law

These Terms and Conditions are governed by the laws of the Province of British Columbia and the applicable laws of Canada.

Any disputes shall be resolved in the courts of British Columbia.

16. Contact Information

For questions regarding these Terms and Conditions, please contact:

Ahmadreza Moheimany
Website: insurancebymohei.com
Email: [email protected]