Privacy Policy

Effective Date: 2026-02-25
Website: insurancebymohei.com
Owner: Ahmadreza Moheimany
Contact Email: [email protected]

1. Introduction

This Privacy Policy explains how insurancebymohei.com (“we,” “us,” or “our”) collects, uses, discloses, and protects personal information when you visit our website, request information, submit forms, book consultations, or purchase insurance-related products or services.

We are committed to protecting your privacy in accordance with applicable Canadian privacy laws, including the Personal Information Protection and Electronic Documents Act (PIPEDA) and other applicable provincial regulations.

2. What Information We Collect

We may collect the following categories of personal information:

A. Contact Information

Full name

Email address

Phone number

Mailing address

Province of residence

B. Insurance & Financial Information (When Voluntarily Provided)

Date of birth

Occupation

Income range

Insurance coverage interests

Family information (e.g., spouse, dependents)

Health-related disclosures (only when voluntarily provided for insurance purposes)

C. Technical & Website Data

IP address

Browser type

Device type

Pages visited

Time spent on website

Referral source

Cookies and similar tracking technologies

D. Communication Records

Emails sent to us

Form submissions

Appointment bookings

CRM records

Customer service inquiries

3. How We Use Your Information

We use your information to:

Respond to inquiries and provide insurance information

Assess insurance needs and provide quotes

Process applications and policy requests

Communicate about appointments and follow-ups

Improve our website and marketing efforts

Comply with legal and regulatory requirements

Maintain business records

We only collect information that is reasonably necessary for legitimate business purposes.

4. Consent

By using our website or submitting your personal information, you consent to the collection, use, and disclosure of your information as described in this Privacy Policy.

You may withdraw consent at any time, subject to legal or contractual restrictions.

5. Disclosure of Personal Information

We do not sell personal information.

We may disclose personal information to:

Insurance carriers and underwriting partners

Service providers (CRM systems, hosting providers, scheduling tools)

Regulatory authorities where required by law

Legal advisors or auditors when necessary

All third-party service providers are expected to maintain appropriate safeguards.

6. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect personal information against:

Unauthorized access

Loss or theft

Disclosure or misuse

However, no method of transmission over the internet is 100% secure.

7. Data Retention

We retain personal information only as long as necessary to:

Fulfill the purposes outlined in this policy

Meet legal, regulatory, or contractual obligations

Resolve disputes

When no longer required, data is securely deleted or anonymized.

8. Cookies & Tracking Technologies

We may use cookies and similar technologies to:

Improve website functionality

Analyze traffic

Support advertising and remarketing efforts

You may manage cookie preferences through your browser settings.
For more details, please refer to our Cookie Policy.

9. Third-Party Links

Our website may contain links to third-party websites (e.g., insurance carriers, scheduling tools). We are not responsible for the privacy practices of those external websites.

10. Your Rights

Under applicable Canadian privacy laws, you may:

Request access to your personal information

Request correction of inaccurate information

Withdraw consent

Request deletion where legally permitted

Inquire about how your information is used

To exercise these rights, contact us at:
📧 [email protected]

We may require identity verification before fulfilling certain requests.

11. Cross-Border Data Transfers

Some service providers may store or process data outside of Canada. When this occurs, information may be subject to the laws of those jurisdictions. We take reasonable steps to ensure appropriate safeguards are in place.

12. Children’s Privacy

Our services are intended for individuals seeking insurance products. We do not knowingly collect personal information from children under the age of 18 without parental consent.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Updates will be posted on this page with a revised “Effective Date.”

14. Contact Information

If you have questions about this Privacy Policy or your personal information, please contact:

Ahmadreza Moheimany
Owner – insurancebymohei.com
📧 [email protected]